MelissaDelGaudio.net

Recently, the Washington Post conducted a non-scientific experiment to see if Montgomery County residents could afford to live in Montgomery County, and to see the trade offs they would have to make.
“To start, we’re shopping on behalf of some hypothetical public school teachers… What might they afford in the county where they work?”
I thought […]

What is an e-PRO … and why should you use one?
When you’re on the Internet, you don’t have time to waste on endless searches for useful real estate information. You want to get things done quickly and without hassle. So chances are you’d like a real estate agent who …
Answers e-mail promptly and professionally.
Respects […]

When you’re getting ready to apply for a mortgage loan, you’re likely to hear a lot of terminology (or “gobbledeygook” … “mumbo-jumbo” … whatever you’d like to call it) with which you might be unfamiliar. Here’s a glossary of terms you’re likely to hear, and it’s probably a good idea to know their meanings.
1. […]

There’s no doubt that choosing a home is an important decision and you want to do it right.
As a buyer, here’s what actually happens: A home has been placed on the market for which the seller has established an asking price, as well as other terms. In effect, this is an offer. At this point, […]

Some 6 million new and existing homes are sold each and every year. There’s no shortage of housing options, but with so many choices the challenge becomes finding the property which best meets your needs.
The housing market is complicated because the stock of homes for sale is always in flux. If it were possible to […]

Few people can buy a home for cash. According to the National Association of REALTORS®, nearly 9 out of 10 buyers now finance their purchases, which means that virtually all buyers — especially first-time purchasers — require a loan.
The real issue with real estate financing is not getting a loan (virtually anyone willing to pay […]

Knowledge and experience are the keys to successful real estate transactions. Harnessing the power of The Internet and the wealth of information it holds and coupling that with the expertise of a REALTOR®, like myself, can be the essential keys to your success.
One of the keys to making the homebuying process easier and more understandable […]

Over the past couple of days, we’ve discussed the warning signs, as well as some common problems associated with “predatory lending”. When you’re shopping for a low-cost loan, it’s extremely important to know the right questions to ask of any lender, so that you can choose the loan that best suits your needs. Working with […]

Nearly all predatory lending occurs in the “subprime market,” where loans are sold to people with less than ideal credit histories. Subprime loans have played an important role in helping millions of consumers achieve homeownership, but, unfortunately, some lenders abuse their role and take unfair advantage of vulnerable borrowers. Here are some common problems with […]

For most families, buying a home is the biggest and smartest purchase they ever make. Unfortunately, not all loans are in their best interests.
When loans hurt instead of help, they can quickly lead to foreclosure and even bankruptcy. It’s important to learn the warning signs and common problems associated with predatory lending, and to ask […]